Bad Credit Home Loans

Bad or Very Bad Credit?  Need a Home?

Luckily for millions of Americans, having bad credit does not mean you can't secure a mortgage or bad credit home loan.

In the past, the primary source of home loans and mortgages in the United States was the local bank. The loan procedure involved meeting one-on-one with the branch manager, reviewing and explaining your ability to repay the loan, and basically having to convince them to give you the loan. In some cases you would have to sit with a handful of bank managers before one agreed to give you the loan. This could be especially difficult for those looking for bad credit home loans.

Nowadays however, there are a variety of other options available. Banks, credit unions, and other financial institutions all offer mortgage loans, and many specialize directly in bad credit home loans.

Here at Very Bad Credit, you can find all the information you need on obtaining bad credit home loans. Learn about the process, the lenders, and what your expectations should be. 

Less Than Perfect Credit Home Loans

How to get a Less Than Perfect Credit Home Loan

Getting a less than perfect credit home loan will depend on a number of factors, the first being how much less than perfect your credit is. Obviously, the better your credit rating, the easier the loan approval process will be and the lower the interest rates you will receive.  But if you're credit isn't perfect, it's the not the end of the world, and there are many options available to you in finding lending for a less than perfect credit home loan.

Slightly Less Than Perfect Credit Home Loans

Home Loans for People with Bad Credit

home loans bad credit

Home Loans Bad Credit

Buying a new home is one of the biggest decisions, one of the most substantial committments, and one of largest financial responsibilities most of us will take on in our lifetime. It's also one of the greatest thrills and a can provide a great source of pride, knowing that you own your own home.

But what if you have bad or very bad credit? Is a bad credit home loan out of reach?