Bad or Very Bad Credit?  Need a Home?

Luckily for millions of Americans, having bad credit does not mean you can't secure a mortgage or bad credit home loan.

In the past, the primary source of home loans and mortgages in the United States was the local bank. The loan procedure involved meeting one-on-one with the branch manager, reviewing and explaining your ability to repay the loan, and basically having to convince them to give you the loan. In some cases you would have to sit with a handful of bank managers before one agreed to give you the loan. This could be especially difficult for those looking for bad credit home loans.

Nowadays however, there are a variety of other options available. Banks, credit unions, and other financial institutions all offer mortgage loans, and many specialize directly in bad credit home loans.

Here at Very Bad Credit, you can find all the information you need on obtaining bad credit home loans. Learn about the process, the lenders, and what your expectations should be.