Bad Credit Personal Loans

Need a Bad Credit Personal Loan?

Personal loans are loans that granted to people for things such as home renovations, automotive repairs, vacations, automobiles, or other personal reasons.  In many cases, the better your credit score and credit rating the easier it is to obtain a personal loan.  But what if you have bad or very bad credit?

Bad credit personal loans are available for those currently struggling with poor credit but have employment and can provide documentation to show they have the means to repay the loan.  There are many specialized bad credit lenders who work exclusively with people in this situation.  You may pay a higher interest rate, but if you do your research and learn everything there is to know about bad credit personal loans and lenders, it is possible to find the loan you are looking for with a payment plan you can afford.

There are currently millions of Americans struggling with bad credit.  Here at Very Bad Credit, our goal is to help you understand everything there is now about the process of finding the perfect loan. 

What States are Payday Loans Illegal?

Are Payday Loans Illegal in my State?

If you are interested in obtaining a payday loan or cash advance, you should first check to see if the loan is legal in the state you reside.

Individual states are primarily responsible for the regulation of payday loan companies and other lending institutions. Payday loans are totally legal in 37 US states.  In the other 13 states, payday loans are either illegal or are subject to state laws that make obtaining one very difficult.

Currently, payday loans are illegal (or very highly regulated) in the following states:

Online Payday Loans for Bad Credit

How to get Online Payday Loans for Bad Credit

Sometimes unexpected expenses can throw us for a loop. Maybe its a major automobile repair, or a hole in the roof, or maybe a trip to the emergency room. If you don't have the cash or a credit card to put the expense on, what can you do? Then, to top it off, what if you have bad credit? Forget about a loan, right? Well, maybe not.

High Risk Personal Loans

How can I get a High Risk Personal Loan?

If you're looking for a high risk personal loan, chances are you are currently stuggling with less than perfect credit.  While getting approved for a loan can be more difficult when you're credit is poor, many lenders offer ways for people with bad credit to get approved.

Secured vs. Unsecured Bad Credit Personal Loans

What is the difference between a secured and unsecured bad credit personal loan?

If you are shopping around for a personal loan and you have poor, bad, or very bad credit, you will undoubtably come across both secured and unsecured bad credit personal loans. Depending on your situation, either borrowing option might be right choice for you. On this page, we hope to help you understand the fundamental differences between these two popular loan options so you can make the best possible financing decision.

Secured Bad Credit Personal Loans